Willow Insurance

Agro

Agro Policy

You’ve worked hard to build up your farm now let us build a policy just for you. Agro policies are a convenient way to provide coverage for your dwelling, belongings, livestock, machinery, liability and much more. Depending on your type of dwelling please refer to the Home, Tenant or Mobile Home coverage to learn more about standard features and eligible discounts. Agro policies can be customized with the following options:

  • General Farm Property
  • Farm Produce Advantage
  • Farm Property Advantage
  • Specialty Farm Property
  • Comprehensive Farmer’s Liability

Farm Produce Advantage (Agro Policy Option)

Designed to protect all your grain, produce (fruits and vegetables), fodder, fertilizer and chemicals in one convenient package. This policy option offers you:

  • Reduced risk of property being left uninsured
  • Vandalism coverage for grain
  • One convenient coverage amount for all property insured under this package
  • One attractive price
  • Up to $5,000 in coverage for standing or swathed grain and seed crops lost to fire
  • Up to $5,000 in coverage for loose hay in the open lost to fire

Farm Property Advantage (Agro Policy Option)

Designed to protect all your farm building contents, tools, tack equipment, miscellaneous farm property, debris removal and voluntary fire fighting in one convenient package. This policy option offers you:

  • Additional debris removal coverage
  • Replacement cost coverage
  • Greater amount of protection for voluntary fire fighting coverage
  • All risk coverage
  • One attractive price
  • Reduced risk of property being left uninsured
  • One convenient coverage amount for all property insured under this package

Crop Hail Insurance

Farmers face a number of challenges with weather being one of the most notable. These policies can be tailored to meet each farmer’s needs in terms of crop, coverage and deductible. Coverage is provided for most types of crops and provides for hail and fire damage (some restrictions may apply). There are two coverage options:

  • Full Coverage- This covers your crop for the stated value and pays losses at the ascertained damage.
  • Deductible- Under this policy your crops are covered for a stated value and pay the ascertained damage less the deductible.

Deductibles are a percentage basis unlike other types of insurance which are a specific dollar amount. These policies have lower premiums and offer greater protection for your premium dollar.