Mobile homeowners have similar if not the same coverage needs as homeowners. A mobile home policy gives you protection for your home, outbuildings, belongings and personal liability. There are a variety of options in order to customize your coverage to your needs. Some of these options are:
- Cheque forgery, counterfeit money and credit or debit card loss
- Homeowner’s Guarantee which guarantees the replacement of your mobile home (if it was built in 1980 or after)
- Expenses associated with debris removal following an insured loss
- Damage to your property due to emergency entry by firefighters, paramedics or police officers
- Emergency mobile home removal
- Lost rental income or increased living expenses following an insured loss
- Inflation protection
- Mass evacuation expense
- Lock replacement following an insured loss
- Damage to trees, shrubs and outdoor plants
- Damage to belongings of household employees or guests
There are also numerous discounts you may qualify for if:
- You haven’t had a claim within the past 3 years (or more)
- Your home is equipped with an approved home security system
- You choose a higher deductible
- Your age and numbers of years continuously insured qualify