Personal Policy

Mobile Homes

Mobile homeowners have similar if not the same coverage needs as homeowners. A mobile home policy gives you protection for your home, outbuildings, belongings and personal liability. There are a variety of options in order to customize your coverage to your needs. Some of these options are:

  • Cheque forgery, counterfeit money and credit or debit card loss
  • Homeowner’s Guarantee which guarantees the replacement of your mobile home (if it was built in 1980 or after)
  • Expenses associated with debris removal following an insured loss
  • Damage to your property due to emergency entry by firefighters, paramedics or police officers
  • Emergency mobile home removal
  • Lost rental income or increased living expenses following an insured loss
  • Inflation protection
  • Mass evacuation expense
  • Lock replacement following an insured loss
  • Damage to trees, shrubs and outdoor plants
  • Damage to belongings of household employees or guests

There are also numerous discounts you may qualify for if:

  • You haven’t had a claim within the past 3 years (or more)
  • Your home is equipped with an approved home security system
  • You choose a higher deductible
  • Your age and numbers of years continuously insured qualify