Personal Policy

Home Insurance

Your home is probably your biggest investment and it only makes sense to protect it. A Home Pak provides protection for your dwelling, outbuildings, belongings and personal liability. There is a wide array of options to tailor your coverage to meet your needs. Some of these options are:

  • Convenient payment plans – Annual, Monthly or Three Pay
  • Homeowner’s Guarantee which guarantees the replacement of your dwelling
  • Increased Limits Coverage
  • Sewer Backup Coverage
  • Voluntary Fire Fighting Coverage
  • Special Belonging Coverage
  • Watercraft Coverage
  • Seasonal Home Coverage
  • Rental Home Coverage

There are also numerous discounts you may qualify for if:

  • You haven’t had a claim within the past 3 years (or more)
  • Your home is equipped with an approved home security system
  • Your home has an electronic water shut-off system
  • Your home was built within the past 15 years
  • You choose a higher deductible
  • Your age and numbers of years continuously insured qualify
  • Your home is mortgage free