This coverage is designed for a one to two person operation to provide an affordable and simple approach to meet your coverage needs. Coverage is provided to protect hand tools, trade stock, supplies and liability. Whether on your premises or on a job site you will have $5,000 (can be increased) miscellaneous tools and replacement cost on items up to five years old. Depending on your needs you may want to take advantage of optional installation coverage or contractors’ unlicensed mobile equipment.
Residential Business- This is a competitively priced residential business insurance policy with superior coverage. Some people assume that they have adequate coverage under their policy for their home and/ or personal belonging. However this isn’t always true. Some policies provide limited coverage for incidental business pursuits however coverage gaps may occur leaving your business uninsured. A few features of this policy are:
- Commercial property floater
- Sewer backup
- Electronic data processing floater
- Earning insurance
- Extra expense insurance
- Accounts receivable insurance
- Valuable paper and records insurance
- Commercial general liability
- Crime protection